The Chartered Institute of Insurers (CII) has today issued a flood warning.
Increasingly erratic weather patterns will lead to escalating insurance premiums.
Damage from the flash floods that devastated Rydale and the Vale of York was today estimated to cost £3 million.
The prison rate in the UK is one of the highest in Europe, according to new figures but home insurance remains vitally i
Women named Joy experience more break-ins, accidents and water leaks in the home than any other person.
The boom in garden sheds is causing home insurance anxieties as esure insurance fears for people's safety.
Yorkshire floods have highlighted the increased risk faced by homeowners, insurers are warning.
Insurance companies are seeking to help homeowners in parts of Yorkshire deal with the devastation of flash floods.
Residents in parts of the north-east are recovering this morning after flash floods ruined homes and businesses.